How is health care financed? Do some people pay less than their fair share?

Need help with answers for HCS 552 Week 1 discussion questions. DQ 1: How is health care financed? Do some people pay less than their fair share? 　　Please be sure to completely answer the question. In order to receive credit, your answer must be at least 150 words and include a scholarly reference and in text citation using APA style. Remember that substantive posts are those that include new information and advance the discussion. While you may also use the textbook as a reference for your answer, the best answers will incorporate information from outside sources. You may also illustrate your point using personal experience but you still need to include a reference. DQ2: Are people with insurance more likely to sustain a financial loss than someone without insurance? Please be sure to completely answer the question. In order to receive credit, your answer must be at least 150 words and include a scholarly reference and in text citation using APA style. Remember that substantive posts are those that include new information and advance the discussion. While you may also use the textbook as a reference for your answer, the best answers will incorporate information from outside sources. You may also illustrate your point using personal experience but you still need to include a reference. DQ 3: Does financial innovation in healthcare improve productivity and consumer welfare the way technological innovation does? Please be sure to completely answer the question. In order to receive credit, your answer must be at least 150 words and include a scholarly reference and in text citation using APA style. Remember that substantive posts are those that include new information and advance the discussion. While you may also use the textbook as a reference for your answer, the best answers will incorporate information from outside sources. You may also illustrate your point using personal experience but you still need to include a reference.